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Smoke alarms save lives, its really as simple as that. When it comes to ensuring the safety of your tenants and your most valuable asset why risk it? Every year we send a timely reminder to our clients regarding compliance and smoke alarms. Winter is here and that means an increase in ri...
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Changes to the Residential Tenancies Act have now taken effect. From19th May, 2025 all landlords in NSW will be subject to new legislative guidelines In October 2024 we already saw a few changes to the legislation come into play such as limits on rent increases and preventing additional fees at...
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Proper maintenance is pivotal to the success of an investment property, yet it’s often one of the most challenging aspects of property ownership and also one of the most undervalued. Whether you’re a seasoned investor or new to property ownership, understanding maintenance responsibilities, compl...
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Subletting 101 Subletting is when a tenant rents out a room or space in their property to someone who isn't on the lease. While it's not illegal to sublet in Australia, the tenant must get written permission from the property owner. Permission is required because when a tenant signs the...
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Fixed Vs. Variable “Should I fix my loan?” is probably the most common question after a loan has been approved! The answer really DEPENDS ON YOUR FINANCIAL SITUATION! Firstly, let’s breakdown the difference between the two. Variable interest rates can go up or down as the lending market cha...
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Under the new model proposed by the state budget, Stamp Duty COULD be abolished for thousands of prospective home buyers in NSW. At present, Stamp duty is a onetime government tax on property purchases and one of the biggest hurdles in securing a property! IF you’re upgrading and/or downsizing...
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Ever since the rate dropped, you may have seen a lot of Bank ads with a rate of 1.99% and a comparison rate of 3.28%, And Wondered, how does that work? Am I paying 3.28%? What rate am I exactly paying? Let start by defining what a Comparison Rate is. A Comparison rate is designed to outline t...
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Simplifying access to Credit for Consumers and SME business is on of the Morrison Government’s economic recovery plan. Whilst we welcome the idea of being able to borrow more with less “Process” It’s probably worth shedding some light on what Responsible Lending is. Responsible Lending is a c...
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RECESSION, SPRING & COVID-19 “What is a recession? And how will this affect me and buying a property?” What is a recession? The definition of a "recession" is two consecutive quarters of negative GDP (Gross Domestic Product) growth. In other words, the economy hasn’t expanded from January...
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The biggest question I get is – "Why Get a Home loan During COVID-19?" My Biggest answer is "Why Not? " At this stage, even though we're in a pandemic there are a lot of government incentives for first home buyers, from the First Home Loan Deposit Scheme to the Stamp duty waiver on New Homes. T...
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